What are the rules for spousal benefits of social security

    what is file and suspend
    is file and suspend still available
    1. What is file and suspend

      2. Can you collect 1/2 of spouse's social security and then your full amount?

    2. Can i collect spousal benefits and wait until i am 70 to collect my own social security
    3. Restricted application vs file and suspend
    4. File and restrict social security
    5. Social security spousal benefit calculator

      6. Restricted application vs file and suspend.

      File and Suspend: Understanding Benefit Suspension Rules

      1. Introduction to File and Suspend

      Introduction to File

      Introduction to File and Suspend

      The decision to file for social Security benefits is an important one that can greatly impact your financial future.

      One option that individuals nearing retirement age may consider is the strategy known as "File and Suspend." This strategy allows a worker to file for benefits at their full retirement age, but then immediately suspend those benefits, allowing them to continue to accrue delayed retirement credits.

      This can be a complex concept to understand, but with careful consideration, it may provide significant financial advantages.

      1. Understanding the basics of File and Suspend:

      - File and Suspend is available to individuals who have reached their full retirement age (currently 66 for those born between 1943 and 1954).

      - By filing for benefits and then suspending them, you can continue to earn delayed retirement credits, which increase your benefit amount by 8% per year until age 70.

      - This strategy can be particularly