United healthcare open enrollment

It’s that time of year again.

Open enrollment is when you can sign up for health insurance, make changes to your plan, or cancel your plan—whether that plan is through your job, Medicare, or the Affordable Care Act (ACA) marketplace.

It’s important to be prepared for it because it only happens once a year, and if you miss it, you may have to wait until next year if you want to adjust your health insurance plan.

Here’s everything you need to know about open enrollment.

How long is open enrollment?

Your open enrollment period depends on where you get your insurance from.

For ACA Marketplace plans, open enrollment is running from Nov. 1, 2024 to Jan. 15, 2025 in most states (some states have different periods). For Medicare plans, it’s running from Oct. 15, 2024 to Dec. 7, 2024. The open enrollment period for employer-sponsored insurance plans varies, but typically, it starts in the fall and lasts for a few weeks.

How do I prepare for open enrollment?

Before making changes to your plan, make sure you review your existing plan.

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